Blogs

Stay up to date with experienced guidance on QROPS, UK pension transfers, and retirement planning in Canada.

newsThe Hidden Cost of Waiting: Why Timing Matters When You Transfer a UK Pension to Canada
April 30, 2026

The Hidden Cost of Waiting: Why Timing Matters When You Transfer a UK Pension to Canada

There’s a common assumption among expats that a UK pension can sit untouched until retirement without consequence. After all, it’s invested, it’s growing, and it’s backed by a familiar system.…
Mark Walker
financial consultant looking at statsnewsWhat’s New in UK to Canada Pension Transfers in 2026?
March 25, 2026

What’s New in UK to Canada Pension Transfers in 2026?

For many British expats and returning Canadians, a pension earned in the UK can become one of the most important pieces of their long-term financial plan. But pension rules don’t…
ppi.dev.user
Common Mistakes People Make When Moving a UK PensionnewsCommon Mistakes People Make When Moving a UK Pension
March 5, 2026

Common Mistakes People Make When Moving a UK Pension

Transferring a UK pension to Canada can be one of the most important financial decisions you make after relocating. The process can unlock flexibility, simplify retirement income, and potentially improve…
ppi.dev.user
Turning a QROPS Transfer into a Long-Term Income StrategynewsTurning a QROPS Transfer into a Long-Term Income Strategy
January 22, 2026

Turning a QROPS Transfer into a Long-Term Income Strategy

A QROPS transfer isn’t just a way to move a pension from the UK to Canada. It’s a chance to reshape the next two decades of your financial life. Once…
ppi.dev.user
What to Expect Once Your UK Pension Is in CanadanewsWhat to Expect Once Your UK Pension Is in Canada
January 19, 2026

What to Expect Once Your UK Pension Is in Canada

Once your UK pension has been transferred to Canada through a QROPS, you’ll notice meaningful changes in how your retirement funds are managed. For many people, this shift brings a…
ppi.dev.user
Streamlining your pensionsnewsStreamlining Your Pensions
June 10, 2024

Streamlining Your Pensions

If you’ve accumulated multiple pensions throughout your career and are now residing abroad, consolidating them into a single Qualifying Recognised Overseas Pension Scheme (QROPS) could be a wise move. Why…
Mark Walker
A Pathway to Financial Growth with QROPSnewsA Pathway to Financial Growth with QROPS
April 2, 2024

A Pathway to Financial Growth with QROPS

Retirement planning is a journey that requires careful consideration and strategic foresight. As individuals navigate the complexities of preparing for their golden years, one powerful tool often overlooked is their…
Mark Walker
Understanding Risk in Investment StrategiesnewsUnderstanding Risk in Investment Strategies
December 21, 2023

Understanding Risk in Investment Strategies

While it’s true that all investments carry some element of risk, the amount of risk can vary significantly. As an investor, it’s important for you to understand your risk tolerance…
Mark Walker
There’s No Reason to Delay Your QROPS Pension TransfernewsThere’s No Reason to Delay Your QROPS Pension Transfer
September 14, 2023

There’s No Reason to Delay Your QROPS Pension Transfer

If you are a UK expatriate living in Canada, you may be wondering what to do with your UK pension. The answer? Consider transferring it to a Qualifying Recognized Overseas…
Mark Walker
Understanding Defined Benefit and Defined Contribution PensionsnewsUnderstanding Defined Benefit and Defined Contribution Pensions
June 20, 2023

Understanding Defined Benefit and Defined Contribution Pensions

Retirement planning is a crucial aspect of financial stability, and for individuals looking to transfer their UK pensions to Canada, understanding the differences between defined benefit (DB) and defined contribution…
Mark Walker
The Value of Ongoing Financial AdvicenewsThe Value of Ongoing Financial Advice
March 21, 2023

The Value of Ongoing Financial Advice

At Sterling Advisory, a successful QROPS transfer is just the beginning. We continue to work with our clients, making their needs a priority and helping them build a sound financial…
Mark Walker
What are the differences between segregated funds and mutual funds?newsWhat are the differences between segregated funds and mutual funds?
November 10, 2022

What are the differences between segregated funds and mutual funds?

As investors, we are always looking for the perfect balance between risk and reward, and there are several investment options to help you achieve this goal. Let’s look at two…
Mark Walker
Navigating Bear MarketsnewsNavigating Bear Markets
September 21, 2022

Navigating Bear Markets

When markets are up and your portfolio is growing, investing can seem so easy. To build wealth over the long term, though, you’ll need to successfully navigate bear markets, or…
Mark Walker
Your Canadian Investments: is Robo-Advice a good option?newsYour Canadian Investments: is Robo-Advice a good option?
July 11, 2022

Your Canadian Investments: is Robo-Advice a good option?

In recent years, robo-advisors have become a trendy alternative for tech-savvy investors who want to minimize the fees they pay for investment advice.
Mark Walker
QROPS Transfers: Helping Clients Avoid Pain PointsnewsQROPS Transfers: Helping Clients Avoid Pain Points
May 19, 2022

QROPS Transfers: Helping Clients Avoid Pain Points

It’s definitely worthwhile to investigate the advantages of a Qualifying Recognized Overseas Pension Scheme (QROPS) pension transfer. However, to complete a QROPS pension transfer, you must navigate many bureaucratic processes,…
Mark Walker
QROPS and Taxes: The ImplicationsnewsQROPS and Taxes: The Implications
March 8, 2022

QROPS and Taxes: The Implications

If you hold a personal or company UK pension, and you’re a Canadian-resident taxpayer who will be living in Canada for at least 5 years a Qualifying Recognized Overseas Pension…
Mark Walker
The QROPS UK Pension Transfer ProcessnewsThe QROPS UK Pension Transfer Process
September 15, 2021

The QROPS UK Pension Transfer Process

If you transfer your UK pension into Canada, you must move the funds into recognized financial vehicles approved by the QROPS process. Depending on the circumstances, that would be either…
Mark Walker
The QROPS UK Pension Transfer ProcessnewsRRSPs vs RRIFs: What’s The Difference?
August 18, 2021

RRSPs vs RRIFs: What’s The Difference?

If you transfer your UK pension into Canada, you must move the funds into recognized financial vehicles approved by the QROPS process. Depending on the circumstances, that would be either…
Mark Walker
What You Need to Know About Canadian RRSPsnewsWhat You Need to Know About Canadian RRSP’s
July 16, 2021

What You Need to Know About Canadian RRSP’s

If you are used to the British pension system and have recently moved to Canada or plan to retire within Canada, you may not know what an RRSP is. However,…
Mark Walker
Transferring Your UK Pension to Canada via QROPSnewsTransferring Your UK Pension to Canada via QROPS
February 3, 2021

Transferring Your UK Pension to Canada via QROPS

If you are a British ex-pat living in Canada, or have at some stage lived in the UK, and want to move your personal or company pension to Canada, the…
Mark Walker