Trusted Support for Every Step of Your Pension Journey
Moving a pension across borders is not something most people do every day. It involves complex regulations, detailed paperwork, and coordination between financial institutions in two countries. That’s why we’ve created a simple, proven process that makes transferring your UK pension to Canada as straightforward as possible. From our first conversation to the moment your funds arrive safely in your Canadian RRSP, we’ll guide you at every stage. As a Canadian-based advisory firm with over 17 years of experience, we’ve built a reputation of reliability and results.
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The Process
We’ve streamlined pension transfers into three easy steps, designed to give you confidence and clarity along the way.
Step 1
Introductory Call/Meeting
If you’ve moved to Canada permanently and have a pension in the UK, get in touch with us. We’ll begin with a short conversation to understand your situation and determine whether transferring your pension makes financial sense. No matter where you are in Canada, we’ll meet on your schedule.
Step 2
Request for Information
With your authorization, we contact your UK pension provider directly. We request up-to-date transfer values and all relevant documents needed for the transfer. This ensures you have a clear picture of the amount available for transfer and the requirements for moving those funds into a Canadian plan.
Step 3
Completing the Transfer
Once you’re ready to move forward, we’ll arrange a convenient time to complete the paperwork together. From there, Sterling Advisory manages the transfer directly with your UK pension provider. We’ll monitor the process closely to make sure the transfer proceeds smoothly.
Why a Guided Process Matters for Your Pension
Transferring your UK pension to Canada can be complex — but it doesn’t have to be.
A pension transfer isn’t just about paperwork—it’s about protecting your retirement income, avoiding unnecessary tax, and creating long-term financial security. By breaking it down into steps, we take the stress out of the process and give you the confidence to be sure nothing has been overlooked.
Many clients come to us feeling uncertain or overwhelmed. By the time the transfer is complete, they know exactly where they stand and can focus on planning their retirement, not chasing documents or navigating international tax rules.
What You Can Expect
- Personalized attention – We tailor our advice to your specific pension and retirement goals.
- Clear communication – You’ll always know what stage of the process you’re in and what’s coming next.
- Hands-on support – We handle the direct communication with your UK provider so you don’t have to.
- Proven results – With almost two decades of successful transfers, we know what it takes to get it done right.
Ready to Begin?
Every successful transfer starts with a conversation. If you’re living in Canada and hold a UK pension, now is the time to explore your options.
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