Turning a QROPS Transfer into a Long-Term Income Strategy
A QROPS transfer isn’t just a way to move a pension from the UK to Canada. It’s a chance to reshape the next two decades of your financial life. Once…
Stay up to date with experienced guidance on QROPS, UK pension transfers, and retirement planning in Canada.
What to Expect Once Your UK Pension Is in Canada
What to Expect Once Your UK Pension Is in Canada
Once your UK pension has been transferred to Canada through a QROPS, you’ll notice meaningful changes in how your retirement funds are managed. For many people, this shift brings a…
Streamlining Your Pensions
Streamlining Your Pensions
If you’ve accumulated multiple pensions throughout your career and are now residing abroad, consolidating them into a single Qualifying Recognised Overseas Pension Scheme (QROPS) could be a wise move. Why…
A Pathway to Financial Growth with QROPS
A Pathway to Financial Growth with QROPS
Retirement planning is a journey that requires careful consideration and strategic foresight. As individuals navigate the complexities of preparing for their golden years, one powerful tool often overlooked is their…
Understanding Risk in Investment Strategies
Understanding Risk in Investment Strategies
While it’s true that all investments carry some element of risk, the amount of risk can vary significantly. As an investor, it’s important for you to understand your risk tolerance…
There’s No Reason to Delay Your QROPS Pension Transfer
There’s No Reason to Delay Your QROPS Pension Transfer
If you are a UK expatriate living in Canada, you may be wondering what to do with your UK pension. The answer? Consider transferring it to a Qualifying Recognized Overseas…
Understanding Defined Benefit and Defined Contribution Pensions
Understanding Defined Benefit and Defined Contribution Pensions
Retirement planning is a crucial aspect of financial stability, and for individuals looking to transfer their UK pensions to Canada, understanding the differences between defined benefit (DB) and defined contribution…
The Value of Ongoing Financial Advice
The Value of Ongoing Financial Advice
At Sterling Advisory, a successful QROPS transfer is just the beginning. We continue to work with our clients, making their needs a priority and helping them build a sound financial…
What are the differences between segregated funds and mutual funds?
What are the differences between segregated funds and mutual funds?
As investors, we are always looking for the perfect balance between risk and reward, and there are several investment options to help you achieve this goal. Let’s look at two…
Navigating Bear Markets
Navigating Bear Markets
When markets are up and your portfolio is growing, investing can seem so easy. To build wealth over the long term, though, you’ll need to successfully navigate bear markets, or…
Your Canadian Investments: is Robo-Advice a good option?
Your Canadian Investments: is Robo-Advice a good option?
In recent years, robo-advisors have become a trendy alternative for tech-savvy investors who want to minimize the fees they pay for investment advice.
QROPS Transfers: Helping Clients Avoid Pain Points
QROPS Transfers: Helping Clients Avoid Pain Points
It’s definitely worthwhile to investigate the advantages of a Qualifying Recognized Overseas Pension Scheme (QROPS) pension transfer. However, to complete a QROPS pension transfer, you must navigate many bureaucratic processes,…
QROPS and Taxes: The Implications
QROPS and Taxes: The Implications
If you hold a personal or company UK pension, and you’re a Canadian-resident taxpayer who will be living in Canada for at least 5 years a Qualifying Recognized Overseas Pension…
The QROPS UK Pension Transfer Process
The QROPS UK Pension Transfer Process
If you transfer your UK pension into Canada, you must move the funds into recognized financial vehicles approved by the QROPS process. Depending on the circumstances, that would be either…
RRSPs vs RRIFs: What’s The Difference?
RRSPs vs RRIFs: What’s The Difference?
If you transfer your UK pension into Canada, you must move the funds into recognized financial vehicles approved by the QROPS process. Depending on the circumstances, that would be either…
What You Need to Know About Canadian RRSP’s
What You Need to Know About Canadian RRSP’s
If you are used to the British pension system and have recently moved to Canada or plan to retire within Canada, you may not know what an RRSP is. However,…
Transferring Your UK Pension to Canada via QROPS
Transferring Your UK Pension to Canada via QROPS
If you are a British ex-pat living in Canada, or have at some stage lived in the UK, and want to move your personal or company pension to Canada, the…
